Mortgage rates have held steady around 6.3% this October—down from early-year highs but not yet signaling a major shift. While inflation remains slightly elevated, stock markets continue to climb, and affluent buyers stay active despite broader economic caution. In Lamorinda, sales and listings both saw year-over-year gains, though prices and most market indicators remained stable. October’s data will reveal whether the fall season brings renewed momentum or a typical pre-holiday slowdown.